Budesonide/Formoterol — Insurance vs Cash Pay in New York
With 5.7% of New York residents uninsured, and copays often higher than cash prices, knowing which to use for Budesonide/Formoterol can save real money.
Insurance Copay (estimate)
$267/mo
Typical generic copay in New York
Script Unlock Cash Price
$191/mo
When New York pharmacies compete
★ Cash pay wins in New York
When Cash Pay Beats Insurance for Budesonide/Formoterol in New York
- Before you meet your annual deductible — you pay full price anyway
- High-deductible health plans — cash is often cheaper pre-deductible
- Generic substitution — cash generics often less than brand copay
- Your insurance doesn't cover this specific formulation or dose
- You want to protect your prescription data — cash pay stays private